Terms & Conditions / Important Information


We are a Private Members Association (PMA). What we are NOT is a solicitors/law firm, nor are we a non-profit organisation, charity or a government agency. We DO NOT OPERATE in the public sector. Although parts of this website are visible to the general public WE DO NOT intend for any information contained in this website to be considered as legal advice. It is purely for educational purposes and our own theorising and internal discussions.

The best advice we can give is if you are in doubt, consult your local legal idiot (aka law firm/solicitors) The information about repossessions and alleged debt, even though we always quote existing case laws is not and is not meant to be legal advice. All information, content, and materials available on this site are for general informational & educational purposes only. We are only human, and as such, mistakes happen, stuff you see on this site may not be the most up to date case laws. If you do join as a member, you will notice time and time again, we advocate for you to learn. The key to you overcoming any obstacles is your own knowledge and what you do with it. There are external links. Some of these will be affiliate links, others will just be direct links. These links are for convenience and to back up our theories. We take no responsibility for what other people write in addition to the notice above. We do not endorse any third party websites. As always, please do your own due diligence.

Equity Aids the Vigilant and abhors those who Slumber. 

Visitors to this website should consult their local legal idiot or a preferred person who solicits (Solicitor) for legal advice. Please do not use the information on this site as an excuse to not take action. Remember, the law has many jurisdictions so always ensure you ask the correct questions in the correct jurisdiction – failure to heed this will almost guarantee failure. Use of this site, cannot and will not create an attorney-client relationship. This site provides “information” about the law and is only designed to help users safely cope with their own legal needs. But legal information is not the same as legal advice — the application of law to an individual’s specific circumstances. And I guess most important, what you read is based on our experiences and interpretation. Where possible, we include source data, so you can make an educated decision to ensure it works for your situation and your understanding.

All views expressed at, or through, this site are those of the individual authors writing in their individual capacities only – not those of their respective employers.

All liability with respect to actions taken or not taken based on the contents of this site are hereby expressly disclaimed.

The content on this posting is provided “as is;” no representations are made that the content is error-free.